Resources & Guides

Explore the resources,latest news and insights from Paratus Wealth, including firm updates and downloadable guides. New content is added regularly, so check back for the latest.

Tax & Estate Planning

Estate and tax planning articles for internationally mobile individuals and families. Explore clear guidance on UK Inheritance Tax, cross-border estates, succession planning, allowances, reporting obligations, and practical considerations for expatriates managing assets across jurisdictions.

Cover of the Paratus Wealth guide: Portugal, your income, your estate, and the order you decide them

Living in Portugal: the financial decisions, in the order you have to make them

The D7 route at 920 euros a month for 2026, which article of the new UK-Portugal Convention taxes your pension, what legal residence gets you in the Portuguese health service, and why both countries can have a claim on the same house for a decade. Every figure sourced and dated.

Guides

Paratus Wealth

Moving to Spain: The Financial Guide for British Expats

Your pension and the 25% lump sum, ISAs and investments, property, protection and estate planning when you move to Spain: what changes, and which decisions expire first.

Guides

Paratus Wealth

UK Inheritance Tax for Expatriates: How the Long-Term Residence Test Replaced Domicile

Domicile no longer decides UK inheritance tax. Since 6 April 2025 a long-term UK residence test applies, with a tail of 3 to 10 years after you leave. Here is where you stand.

Tax & Estate Planning

Paratus Wealth

The estuary at Ferragudo in the western Algarve on a clear morning, with the whitewashed town on the left, small fishing and leisure boats moored on the water, and Portimao across the far side.

Life after NHR: what applies to a foreign pension in Portugal now

NHR closed to new arrivals in 2024 and IFICI does not replace it for a retiree. What the 2025 double taxation convention does to a pension in Portugal, what the ordinary Portuguese rate actually works out at, and what legal residence gets you in the state health service.

Tax & Estate Planning

Paratus Wealth

Your UK Pension and the 2027 Inheritance Tax Change: What Expats Need to Know Now

A UK pension has long sat outside inheritance tax in most cases. From 6 April 2027 that changes, and moving abroad does not move a UK-situated asset. What is caught, what is excluded, and the reporting problem that catches families spread across borders.

Tax & Estate Planning

Paratus Wealth

Estate planning documents, a British passport and U.S. asset references illustrating U.S. estate tax considerations for British nationals and other non-U.S. persons with U.S.-situs assets.

US Estate Tax for British Expats and Non-US Persons: The 60k Rule Explained

US estate tax can affect non-US owners of US assets and US persons abroad with non-citizen family. Learn the key filing, QDOT and planning issues.

Tax & Estate Planning

Paratus Wealth

IHT on Pensions 2027 planning for expatriates

IHT on Pensions 2027: What Expatriates Need to Know

From 6 April 2027, most unused pension funds and pension death benefits are expected to fall within UK Inheritance Tax. Here is what expatriates with UK pensions should review now.

Tax & Estate Planning

Paratus Wealth

Welcome to Paratus

Holistic Financial Planning

Resources, Insights & Guides

Resources & Guides

Tax & Estate Planning

Living in Portugal: the financial decisions, in the order you have to make them

Moving to Spain: The Financial Guide for British Expats

UK Inheritance Tax for Expatriates: How the Long-Term Residence Test Replaced Domicile

Life after NHR: what applies to a foreign pension in Portugal now

Your UK Pension and the 2027 Inheritance Tax Change: What Expats Need to Know Now

US Estate Tax for British Expats and Non-US Persons: The 60k Rule Explained

IHT on Pensions 2027: What Expatriates Need to Know

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