Meet John Morgan: Expat Financial Adviser and Senior Partner

For families living and working outside their home country, the hardest part of financial planning is rarely the numbers. It is finding someone who genuinely understands what it means to build a life across borders. At Paratus Wealth, that is the work John Morgan has spent his career doing.

John is a Senior Partner at Paratus Wealth and an experienced expat financial adviser, with more than 25 years across UK and international financial services supporting the expatriates and globally mobile families he works with.

From J.P. Morgan London to the international markets

John began his career at J.P. Morgan in London, where he spent a decade executing Futures and Options across many of the world's major exchanges, including the United Kingdom, United States, Australia, Japan, Hong Kong, Germany and France.

That grounding in global markets shaped everything that followed. It led him naturally into international financial advisory, through senior roles at established firms across the United Arab Emirates, and later more than six years working with clients connected to the United States market.

An expat financial adviser focused on the globally mobile

Throughout his advisory career, John has concentrated on one thing: helping expatriates make sense of their finances across borders.

His experience spans UK pension planning, including transfers into Self-Invested Personal Pensions (SIPPs) and Qualifying Recognised Overseas Pension Schemes (QROPS), alongside internationally structured investment solutions for people whose lives span more than one country. You can read more about how the firm approaches cross-border retirement planning.

It is the kind of understanding that only comes from years spent working alongside expatriates, and recognising the specific questions they face: whether a pension is portable, how currency movements affect long-term plans, and where an estate may be taxed when family and assets sit in different countries.

Sharing what he knows

John believes good planning starts with good information. He contributes to the Paratus Wealth knowledge base on the issues that matter most to expatriates, including the 2027 inheritance tax changes affecting UK pensions and US estate tax exposure for non-US persons.

Qualifications and standards

John holds the Diploma for Financial Advisers (DipFA) and is qualified to UK Retail Distribution Review (RDR) financial adviser standards. He holds the Series 65 licence through the North American Securities Administrators Association (NASAA), and is a member of the London Institute of Banking and Finance.

It is a track record built across three continents, and focused entirely on the people who choose to live internationally.

Speak with John

If you are living abroad and want to understand how your pensions, investments and wider financial picture fit together, get in touch and we will connect you with John to start a conversation. Get in touch.

Disclaimer: This article is for general information and educational purposes only. It does not constitute financial, tax or legal advice and should not be relied upon as such. Paratus Wealth does not provide advice through this blog. Always seek professional guidance specific to your circumstances before making financial decisions.